![]() You can usually become one if you live, work or worship in the area and deposit $25 in a savings account. You will have to be a member of a credit union to apply for a loan.Many credit unions look at more than your credit score when they assess you for a loan. Since credit unions are not-for-profit institutions built to serve their members, you’re more likely to get an affordable small loan here than at other types of financial institutions. ![]() Your local credit union is the best place to get a small dollar loan. >MORE: Compare personal loan rates from multiple lenders Online lenders that offer small personal loans Lender Before picking a loan, look at all the fees the lender charges and how flexible the lender is to see what works best for you.
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